About OptivaScore

OptivaScore provides professional financial literacy education and consulting services to individuals seeking to better understand personal finance, credit systems, and consumer rights.

Who We Are

We’re financial educators who believe that understanding how credit and financial systems work empowers better decision-making. Through personalized one-on-one consulting, we teach clients the fundamentals of credit scoring, financial planning, and consumer protections under federal law.

Our approach is educational—we don’t fix problems for you, we teach you how the systems work so you can make informed financial decisions.

What We Offer

• One-on-One Educational Consulting
  Personalized sessions (45-120 minutes depending on package) conducted via video call or phone, focused on your specific learning goals.
• Customized Learning Materials
  Educational guides, resources, and reference materials (PDF format) tailored to topics covered in your session.
• Credit System Education
  Learn how FICO and VantageScore algorithms work, what factors influence credit scores, and how to interpret credit report components.
• Consumer Awareness Overview
  General information about consumer protections in financial matters.
• Financial Planning Guidance
  Budgeting strategies, financial goal-setting frameworks, and document organization best practices.
• Email Support
  Follow-up guidance included with every package (14-60 days depending on tier) for questions after your session.

Our Approach

We focus on education, not quick fixes. Our consulting sessions are designed to help you understand:

– How credit scoring algorithms calculate scores
– What information appears on credit reports and why
– General consumer protections
– How to organize financial documents and set budgeting goals

We believe informed consumers make better financial decisions. Our role is to provide the knowledge—what you do with that knowledge is up to you.

Why Choose OptivaScore

• Transparent Pricing
  No hidden fees. Clear package pricing with everything included upfront.
• Personalized Education
  One-on-one sessions tailored to your specific questions and learning goals, not generic pre-recorded courses.
• Experienced Educators
  Our team has deep knowledge of credit systems, consumer protection laws, and personal finance fundamentals.
• Ongoing Support
  Email guidance included with every package—we’re here to answer follow-up questions after your session.
• Honest Approach
  We’re upfront about what we do—education only. No misleading promises or guaranteed outcomes.

Ready to Learn?

Schedule a free consultation to discuss your financial education goals and find the right package for you.